How to Grade Your 401k
Sixty five million Americans now invest for retirement through 401(k)s and similar plans. Defined contribution plans have become the centerpiece of many American’s retirement savings. How can you determine if your plan makes the grade? Here are some of the components to look at when judging your company’s 401k. Fees Low fees and expenses are important to getting […]
How Much Income Will You Need When You Retire?
If you were planning a vacation you would start with a desired destination, select the dates you can go, determine your budget, and then tweak your plans to fit your budget. It is the same with financial planning. You have to determine where you want to go (how much income or how big a nest […]
A Sample Fiduciary Pledge
Seldom have I read a blog post that I wish I could share with the entire world, but Tara Siegel Bernard, writing on ‘Bucks’ over at the New York Times just laid one down that I have to share with you. Her post titled ‘Will You Be My Fiduciary‘ and the article that she wrote to […]
Donor Advised Funds for Charitable Contributions
In the sector of charitable giving a new trend is emerging. This trend pools together the resources of the middle income class and has become for the second largest recipient of charitable funds in the United States behind only the Red Cross. Since the mid 1990’s Donor Advised Funds have flourished into a dominant force […]
